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Privacy Policy

Privacy Policy - The Basics 

A Legal Disclaimer

3. Legal Basis for Processing (GDPR/UK GDPR)

If you are located in the European Economic Area (EEA) or the UK, we process your data under the following legal bases:

  1. Consent: You have given clear consent for us to process your data for a specific purpose.

  2. Contract: The processing is necessary for a contract we have with you.

  3. Legal Obligation: The processing is necessary for us to comply with the law.

  4. Legitimate Interests: The processing is necessary for our legitimate interests (e.g., fraud prevention or marketing), provided those interests do not override your fundamental rights.

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4. Disclosure of Your Information

We do not sell your personal data. We may share your information with:

  • Service Providers: Third-party vendors who perform services for us, such as payment processing, data analysis, email delivery, and hosting services.

  • Professional Advisors: Lawyers, auditors, and insurers who provide consultancy and legal services.

  • Legal Requirements: If required by law or in response to valid requests by public authorities (e.g., a court or government agency).

  • Business Transfers: In connection with any merger, sale of company assets, or acquisition of all or a portion of our business.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please remember that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

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6. International Data Transfers

Your information may be transferred to—and maintained on—computers located outside of your state, province, or country where data protection laws may differ. If you are located outside the United States and choose to provide information to us, please note that we transfer the data to the United States and process it there.

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7. Your Data Protection Rights

Depending on your location, you may have the following rights:

  • Access: The right to request copies of your personal data.

  • Correction: The right to request that we correct any information you believe is inaccurate.

  • Erasure: The right to request that we erase your personal data under certain conditions.

  • Restriction: The right to request that we restrict the processing of your data.

  • Data Portability: The right to request that we transfer the data we have collected to another organization.

  • Withdrawal of Consent: If we rely on consent to process your data, you have the right to withdraw it at any time.

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8. Children’s Privacy

  • Our website is not intended for children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal identifiable information from children. If we become aware that we have collected personal data from a child without verification of parental consent, we will take steps to remove that information from our servers.

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9. Changes to This Privacy Policy

  • We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.

At the Future of Finance Lab ("we," "our," or "us"), we respect your privacy and are committed to protecting the personal data we hold about you. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website  and use our services.

By using our site, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We collect information that identifies, relates to, or could reasonably be linked to you ("Personal Data"). The types of information we collect depend on how you interact with us.

A. Information You Provide Voluntarily

  • Contact Data: Your name, email address, phone number, and mailing address when you sign up for a newsletter or contact us via forms.

  • Account Credentials: Usernames and passwords used to access specific features of our site.

  • Transaction Data: Details about payments to and from you and other details of products or services you have purchased from us.

B. Information Collected Automatically

  • Technical Data: Your IP address, browser type and version, time zone setting, browser plug-in types, operating system, and platform.

  • Usage Data: Information about how you use our website, products, and services, including the full Uniform Resource Locators (URL) clickstream to, through, and from our site.

  • Cookies and Tracking: We use cookies, web beacons, and similar technologies to track activity on our service and hold certain information to improve your experience.

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2. How We Use Your Information

We process your Personal Data for several legitimate business purposes, including:

  • To Provide Services: To manage your account, fulfill orders, and provide customer support.

  • To Improve Our Site: Using analytical data to understand how users interact with our content, allowing us to optimize the user experience.

  • Communication: To send you administrative information, marketing communications (where opted-in), and updates regarding changes to our terms or policies.

  • Security: To monitor for fraud, prevent security breaches, and maintain the integrity of our platform.

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